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about me

Kristjan Kangro is the Founder and CEO of Change, a rapidly expanding investment app dedicated to empowering wealth creation for individuals worldwide. With a mission to remove the barriers and complexities to wealth creation, Change offers a comprehensive, multi-asset platform that encompasses cryptocurrencies, stocks, derivatives, and yield products. The platform empowers users to invest in their financial future through an intuitive, secure, and mobile-first experience.

A seasoned technology entrepreneur from Estonia, Kristjan launched his first company at the age of 17, an electronics accessories venture that gained the support of the Estonian Prime Minister and Norwegian Crown Prince. Kristjan later moved to the Netherlands, where he founded and successfully exited SwingBy, an automated scheduling tool startup.

Recognizing the vast potential for tech disruption in Asia, Kristjan relocated to Singapore and took on the role of CFO at Expara, one of the region's oldest venture capital firms. There, he spearheaded the growth of their fintech portfolio before founding Change.

Change has raised over €22M in three investment rounds, a testament to Kristjan's leadership and the company's commitment to providing exceptional customer care and cost-effective trading solutions. Kristjan continues to lead Change in its mission to empower a new generation of investors while aiming for a sustainable and profitable enterprise.

Outside of work, Kristjan is passionate about mentoring young startups, nurturing the entrepreneurial communities in Singapore and Estonia, playing squash, and exploring Asia.



Change   |   Co-Founder & CEO  |   2016 - today  |   acquired by Ingmar Mattus, Tickmill in 2023

Expara   |   CFO   |   2015 - 2016

SwingBy   |   Co-Founder & CEO   |   2013 - 2014  |   acquired by Wil Lennaerts, MadMouse in 2016

Supervisory Board

Kingdom Technologies   |   2019 - today

Income Marketplace   |   2020 - 2022

Finfra   |   2018 - 2020


National University of Singapore   |   2015

Maastricht University   |   2012 - 2014

Tallinn School No. 21   |   1999 - 2012


Estonian Business School  |   EBS 30 under 30  |   2021  

48th St. Gallen Symposium   |   Leader of Tomorrow   |   2018

Paris Fintech Forum   |   Top 140 European Fintech companies in 2018   |   2018

Pushkin Institute   |   Pushkin Award   |   2012

Junior Achievement   |   Europe's Top 5 Student Company   |   2011

Download Full Resume

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